Data Analytics

Popular analytic methods

There are three predominant types of analytics in use today.

  • Descriptive statistics. Descriptive statistics have been around the longest. Remember the Swedes in 1749? Tabulating population counts was an early foray into descriptive analysis – the summary of collected data points. These are the models that will help you understand what happened and why. There is still plenty of descriptive analytics in use today – everything from how many clicks a page receives to how many units are produced vs. how many are sold.
  • Predictive analytics. Predictive analytics has surged in popularity. The desire to predict customer behavior has been the main driver. Increased computing power with the ability to run hundreds or thousands of models quickly – and widespread adoption of predictive techniques like support vector machines, neural networks, and random forests – are bringing predictive analysis to the forefront of many organizations. These models use past data and predictive algorithms to help you determine the probability of what will happen next.
  • Prescriptive analytics. Prescriptive analytics is the newest kid on the block. Knowing what will happen and knowing what to do are two different things. Prescriptive analytics answers the question of what to do by providing information on optimal decisions based on predicted future scenarios. The key to prescriptive analytics is being able to use big data, contextual data and lots of computing power to produce answers in real time.

Bond Intelligence Inc. Analytics Solution approach:

Our solution is to create an All-to-All virtual marketplace in the municipal bond market.  We will start by creating a centralized data repository, which will consolidate data from various existing sources such as EMMA, MSRB, SIFMA, FINRA, TRACE, and SEC. Having this data in one place will allow municipalities to obtain a more comprehensive view of the available options for borrowing and will attract them to our service. Intermediaries will join our service to get connected with the borrowers, and our system will facilitate the contract between the two. Upon signing of the contract, the system will maintain the integrity of the underwriting process following industry best practices and current regulations, eliminating manual paperwork, reducing errors and ensuring compliance. The data will be collected to derive business insights, as well as to support machine learning used to advise investors and issuers on the best approach in the given circumstances. Historical data together with the transparency of financial terms will become an invaluable tool for investors to make an informed purchasing decision, and this will reduce risk and improve market liquidity. Win-win for all.

Bond Intelligence Inc. Analytics Offering:

Cash Flow Forecasting

Forecasts will change over time, as economic conditions and operational needs change. For this reason, it is important that a cash flow forecast is designed to enable internal staff the ability to revise the forecast on an on-going basis. Bond Intelligence Inc. approach to developing a cash flow forecast is based on developing a predictive model that provides lasting utility to the municipality by examining prior years’ monthly financial data, annual revenues, expenditures, based on input from department heads and management and applying historical trends to estimated future income and expenditures. The Cash Flow Forecasting models will calculate the necessary float and cash available for investing in the short or long term and will provide municipalities mechanism to monitor variances from forecasted values to actual.

Feasibility Reporting

Public organizations are faced with many opportunities and demands to expand services, consolidate services, build buildings, buy equipment, issue debt, add or eliminate employee benefits, raise or cut taxes, and so much more. Before moving forward, it is critical to evaluate the costs and benefits of major changes. Bond Intelligence’s Feasibility Research Reporting tool will provide a full scope of potential impacts, as well as the short- and long-term advantages and disadvantages of proposed changes, so decision-makers can be fully informed before voting on important issues.

Community Research and Analysis

Communities are the key contributor in providing states, local and municipalities with feedback on the project that will improve the community. Bond Intelligence’s Community Research and Analysis tool will utilize the feedback gathered by the surveys and campaigns, scale, score and utilize sentiment analysis models to provide the municipalities with information on making fact and feedback-based methods of investing into projects that make our communities better!